iSUPER® are a group of Chartered Accountants who provide clients with flexibility, transparency and control over their superannuation to drive the wealth and wellbeing outcome they are after. We are trusted to educate, coach and ensure compliance for our clients as they make wise investment decisions to grow their wealth.

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Ready...is an SMSF right for me?

Fund Balance and Cost
It is generally suggested that you need upwards of $200,000 in superannuation to start a Self Managed Superannuation Fund (SMSF). This figure has been around for many years and is based on the assumption that you would be paying fees of 1% of your fund balance in a retail fund, or $2,000 in fees in an SMSF. This is the point at which the fees, based on the above assumption, become equal.

One of the benefits of a SMSF, is that as your superannuation balance increases, your fees generally stay the same, if your investment activities do not change. This means your fees, as a percentage of your fund balance, will decrease, providing an overall reduction in what comes out of your retirement savings.

 

Greater Control
Another advantage of a SMSF is that they allow you to choose how you invest your retirement savings. Apart from the choice of how to invest, there is also greater flexibility in what you can invest in.

 

SMSF’s can:

  1. borrow to purchase a property;
  2. invest in private company shares;
  3. hold Artwork and collectibles;
  4. invest in related trusts; and
  5. have instalment warrant shares and options.

 

Note: There are additional requirements that may need to be met for some of the above investments. To discuss these requirements, please call one of our team.

 

“With control comes responsibility.”
You need to manage your fund’s investments in the best interests of the members and in accordance with the law. Always remember the SMSF’s investments must be separate from the personal and business affairs of all fund members.

 

Limited Members
SMSF’s can have up to four members. This means you can have four people sharing the costs of running the SMSF. While there may be a slightly higher fee for four members, however it will not be four times as much. This will result in a further reduction in the costs to you and It also allows members to purchase an asset that individually they may not have been able to buy.

 

For more information that you may require, please refer to our SMSF Definitions page.

Contact Details

t: +61 2 9377 0766       

f: +61 2 9377 0788


e: info@isuper.com.au

Office Address:
8/234-242 George St, Sydney 2000

Postal Address:
GPO Box 3759, Sydney NSW 2001

t: +61 2 9377 0766       

f: +61 2 9377 0788


e: info@isuper.com.au

 

Office Address:
8/234-242 George St, Sydney 2000

 

Postal Address:
GPO Box 3759, Sydney NSW 2001